Low- Cost  Index Funds

Low- Cost Index Funds

Investing today is easier than ever!  One of the best and cheapest approaches is through Low-cost index funds. The creation of these funds has transformed the investing world. Investment companies like Betterment and Wealthfront use these type of funds to help keep costs low for the investor that’s you!  Companies like Schwab and Fidelity have …

Jump Start Your Plan

How do you start to save if you have never saved before?  Or how do you boost your current savings? The 1% rule and “side hustles” aka extra jobs are great ways to generate income to pay off debts, give retirement a boost, or in general save more money.  This post I’m going to focus …

Pay Yourself First!

“Pay yourself first.” I like this quote cause it cuts right to the idea.  Make your savings the priority. It seems so simple to “pay yourself first.”  It is, by far, the easiest and hardest step. It’s hard to save money at the end of the month after you have paid rent, bills, debt, food …

The Gift of Investing

The New Year is here! Do you have any New Year resolutions?  As you start to think of what you want to accomplish this year I want to tell you about some great opportunities that are being offered to us.   IRA contributions have increased starting in 2019! What does this mean?   According to …

Happy Holidays!

I want to take a moment and give thanks for a great year! My family and I have accomplished a lot this year. We feel very blessed! We have reached several financial goals within our savings account, HSA, and Retirement accounts. We were even able to purchase a car!!!  In completing my 5th year as …

Gaining Control of Your Money!

What to do First? I recommend everyone starts by tracking your spending.  This is how I started. It can be one of the hardest things to do.  I don’t say that to discourage you. I want you to know that this will take time to grab hold of.   Tracking your expenses can be as …

Financial Independence!

Hello,    I love Financial Independence and retirement strategies inside and out.  I’m a firefighter in a small town of Indiana. My wife is a elementary school teacher.  Our income has its limits. We often see minimal raises. We have a three year old son with one on the way! Very exciting but with our …